Industry Consolidation

Last year, I mentioned how ACO requirements will lead to more industry consolidation.  A recent article by the Economist is finding that my prediction is becoming a reality. “Cigna, an insurer based in Connecticut, said it would pay $3.8 billion for HealthSpring, which offers services and insurance to the elderly. It is the latest deal…

State Governments Providing Health Insurance to More Children

Of the 6.6 million uninsured children in the nation, 4.3 million are eligible for Medicaid or the Children’s Health Insurance Program (CHIP). Approximately 2.8 million children come from families at or near the federal poverty line (FPL). Despite the fact that millions of children are uninsured, children’s participation rates in Medicaid/CHIP are increasing. Today I…

Will Health Exchanges Really Increase Competition?

The Health insurance exchanges enacted by the PPACA (i.e., ‘Health Reform’) are meant to bring competition to the small group and individual markets.  These exchanges will begin in 2014.  A GAO survey of States, however, found that the current small group health insurance market is very concentrated. There is significant market concentration.  Twenty-seven states reported…

Health Care in the NFL

The National Football Post has an interesting article on health care for NFL players.  Like all individuals, health care for NFL players takes on two broad forms: preventive and treatment. Unlike most individuals, the forms of prevention are different. When the NFL union and teams argue over preventive care, this does not revolve around vaccinations…