Choice matters

What happens when consumers have have fewer health plan choices? In single payer markets, this may just result in less satisfied individuals. In the U.S., however, individuals can opt of of one type of insurance (e.g., health insurance exchanges) and into others (e.g., Medicaid, private insurance). One interesting question is empirically, how does the number…

Introduction to the Military Health Service

Active service military need health care. How do they get it? For the 9.5 million active military beneficiaries and their families, the Military Health Service (MHS) provides the health care they need. Some of the medical care is provided at military facilities and some care is purchased through non-military (i.e., civilian) providers. A paper by…

What is an HRA-IIHIC?

President Trump wants to allow more people be able to purchase lower cost health plans. Most of the media has focused on plans to make it easier to purchase short-term plans and association health plans. However, a recent final rule is also making it easier to use pre-tax dollars to fund premiums for individual health…

Trump Executive Order to Mandate Price Transparency for Providers

As the N.Y. Times reports, more transparency is coming to provider prices. The White House released an executive order Monday afternoon intended to require insurance companies, doctors and hospitals to give patients more information about precisely what their care will cost before they get it. More transparency is generally good and surprise billing for out-of-network costs has been a major…